I've done a lot of Subaru research, it seems most bearing failures occur on turbo engines. I know it can happen to others, but it seems it's usually due to low oil. Overall, are bearing failures relatively rare?

I have seen many posts of EJ25 engines with over 200k miles. Some theories promote the flat 4 design in that when the engine is idle before it's started and the oil circulates, the components are already in substantial oil. Then I've heard even a slight oil deficit can do significant damage.

With all the Subarus I've owned I was able to change the oil without jacking them up, even my son's 1995 Legacy that was low to the ground in comparison to other Subarus I've had.